My Stamp Duty Blog

Expert guides on UK property tax, SDLT rates, and how to save on your purchase

First-Time Buyer Stamp Duty Relief: A Complete Guide for 2026

First-time buyers in England and Northern Ireland can benefit from significant stamp duty savings. Learn exactly who qualifies, how the relief works, what happens if the property is over £625,000, and how to claim when you complete your purchase.

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Stamp Duty on Second Homes and Buy-to-Let: What You'll Pay

Buying an additional property comes with a 3% stamp duty surcharge on top of standard rates. We explain how the surcharge works, when it applies, the exceptions that exist, and whether you can reclaim it if you sell your previous home.

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How to Reduce Your Stamp Duty Bill: Legal Ways to Save

Stamp duty can add thousands of pounds to the cost of buying a home. Discover legitimate strategies to reduce your bill, from negotiating fixtures and fittings to transfer of equity and other reliefs that many buyers overlook.

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