Three taxes, one country. Scotland charges LBTT and Wales charges LTT, and the thresholds are properly different from SDLT. Side-by-side rate tables, the same house priced in all three nations, and why first-time buyers get a far better deal in England.
Read more →The non-residential rates cap out at 5% and ignore both surcharges, which is why HMRC scrutinises every claim to use them. What genuinely counts as mixed use, the six dwellings rule, and why Multiple Dwellings Relief is gone.
Read more →The 183-day test is nothing like the one you use for income tax, and plenty of British buyers fail it. What the 2% costs, how joint purchases and married couples are treated, and how to claim it back within two years.
Read more →Fourteen days to file, £100 if you are late, and twelve months to amend. Plus the three stamp duty refunds most buyers never claim, with the exact deadline attached to each one.
Read more →Stamp duty nearly gave me a heart attack when I bought my first place. The good news? First-time buyers can save up to £5,000. Here's who qualifies, how the cliff edge at £500,000 works, and how to make sure you actually get the relief.
Read more →Buying a second property? Brace yourself for the 5% surcharge on top of normal rates. We break down when it applies, the married couples rule that catches people off guard, and how to claim back the surcharge if you sell your old home within 36 months.
Read more →Nobody likes paying stamp duty, but there are genuine ways to pay less. From splitting out fixtures and fittings to family transfers and self-build, here are nine strategies that can actually knock thousands off your bill.
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